Contractors Liability

Designed to meet the specific needs of general and artisan contractors



Focusing on larger contracting risks, we can write hundreds of classes of general and artisan contractors through a 100% wholesale distribution network. With over 120 approved contracting classes, DUAL provides expert coverage for peace of mind, even in the event of a claim.

Highlights
  • A.M. Best rated A IX
  • Limit: $1M per occurrence/$2M aggregate
  • Minimum deductible: $1,000
  • Minimum premium: $7,500
  • Non-admitted in all states
    • Not available in CO, NY, & WV
Top Classes
  • Residential and Commercial Roofing
  • Carpentry
  • General Contractor
  • Concrete
  • Grading & Excavation
A IX
A.M. Best rated carrier
120+
approved classes
5 Star Construction Award
Insurance Business America, 2021
Submission Requirements
  • Acord application
  • DUAL supplemental
  • 5 year loss runs
  • New ventures are considered with adequate experience
Contact the Experts
Frank Dunne
Program Head
619-333-2500 x 214
fdunne@aligngeneral.com
Joseph Thomas
Underwriting Manager
973-631-7575 x 136
jthomas@dualcommercial.com
Kaydeen Kidd
Underwriter
973-631-7575 x 109
kkidd@dualcommercial.com
Caleb Goodnight
Underwriter
973-631-7575 x 176
cgoodnight@dualcommercial.com
Debora Rudman
Underwriting Assistant
973-631-7575 x 236
drudman@dualcommercial.com

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